I Can't Get Finance

ARE YOU HAVING DIFFICULTY OBTAINING A LOAN?

Sometimes no matter how hard we try things don’t pan out the way we expect.

Whether you have fallen on tough times or experienced a major change in your life, a bad credit rating or a change in employment, it doesn’t need to be the end of your home ownership dreams.

Regardless of the situation, we will try and help you find an alternative solution that most mainstream banks and lenders won’t help with. By understanding your situation, working out your main goals and being realistic, we’re sure there will be a suitable option – we just have to find it.

At Beyond, we have over 40 lenders we regularly work with and a number of them offer more flexible loans that could be just what you’re looking for.

Let us do the hard work in finding your lender, you just need to call us to get the ball rolling in the right direction.

HOW CAN WE HELP?

Approaching alternative lenders

Just because one lender said no doesn’t mean another one will also say no. Different rules between institutions means different results. We’ll try and find you a yes!

Credit Checks

Understanding your credit file might be the difference between and approval and a decline. If it’s been damaged, there may even be steps you can take to repair it.

FAQ
SOME OF THE MOST COMMON QUESTIONS OUR CLIENTS ASK:

All lenders are different sometimes it’s knowing where to go that can make all the difference.

There are a number of smaller and alternative lenders that are willing to accept an application that main banks declined. There are many reasons why, however some of the main ones are the alternative lenders:

  • Don’t rely on credit scores
  • Ignore defaults of <$1,000
  • Accept income payments that others won’t

Yes, there can be. Generally, the interest rates are higher and risk fees may apply due to the nature of the loan.

Debt consolidation can potentially help your situation and borrowing capacity. Check out our Debt Consolidation page for further information or give us a call to start discussing your options.

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